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Registered retirement savings plan (RRSP)

A Registered Retirement Savings Plan (RRSP) is a tax-advantaged savings account in Canada designed to help individuals save for retirement.

Registered Education Savings Plan (RESP)

A Registered Education Savings Plan (RESP) is a tax-advantaged savings account in Canada designed to help parents, guardians, and even relatives save money for a child’s post-secondary education.

Tax-Free Savings Account (TFSA)

A Tax-Free Savings Account (TFSA) is a registered, tax-advantaged account in Canada that allows individuals to save and invest money tax-free.

Choose the Right Coverage for You

RRSP TFSA RESP
Tax-deferred growth After-tax money goes in Contributions grow tax-free
Withdrawals are taxable Withdrawals are tax-free Government grants
Deadline to contribute (first 60 days of the following year) No deadline to contribute Flexible use of funds
Primarily for retirement Ideal for short-term & long-term savings Encourages education savings

Insurance That Fits Your Life

Life & Travel — we’ve got you covered.

Coverage That Cares

We’re committed to protecting every Canadian — every story, every journey.

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